Payment Economics

Dr. Tobias Trütsch

Tobias Trütsch is Managing Director of the Center for Financial Services Innovation (FSI) at the University of St.Gallen (HSG). Before joining the FSI, he worked as program director of executive programs for politicians and public affairs staff and was head of the economics department at the Executive School of the HSG. His research interests are in payments and monetary economics with a particular focus on innovative payment products and individual payment behavior.

Research projects

Selected research

Does contactless payment reduce cash usage?

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Does contactless payment reduce cash usage?

Contactless payment is far from replacing cash in general.

Publications and Vita

Tobias Trütsch


Geschäftsführer FSI-HSG

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