Blockchain Pulse Monitor 2026: Great potential, but cautious implementation

64 per cent of the 25 financial institutions surveyed rate the long-term potential of blockchain technology as high. In the short term, however, only 20 per cent expect this to be the case. The technology therefore remains strategically relevant, but its widespread economic adoption is still some way off.

Cryptocurrencies are now firmly established in the banking sector: 68 per cent of institutions offer related services. When it comes to newer applications, however, there is a significant gap between expectations and implementation. Whilst 80 per cent regard stablecoins and digital central bank money as important market trends, only 20 per cent currently offer stablecoin or settlement services. Similarly, tokenisation services are currently offered by only 12 per cent.

The biggest challenges lie in a lack of strategic priorities or insufficient business cases (63 per cent), limited customer interest (58 per cent) and regulatory requirements (46 per cent). At the same time, integration into existing banking processes and collaboration with external technology partners are gaining in importance.

The Blockchain Pulse 2026 thus highlights a market in transition from piloting to selective scaling. Economically viable business models, end-to-end integration and a reliable regulatory framework are crucial for further development. About the study